Mike,
*How is your usage of it as a credit card terminal going*......Waited till Jan 1 to start accepting the cards so i could get a true year of usage to find out whether it is going to be worth it or not. Takes 2 minutes to log on to internet and run the card
*....what software are you using for that*...The software is installed to website, you just use the pocketpc to log onto the internet, into the website, and punch in the info.
*....and what phone*...Have a pocketpc compactflash modem for land line access and
*..a data capable cell phone?* Have a startac cell phone that i connect to the pocketpc with a Socket Digital Phone Card for wireless internet.
Does the bank charge you a lesser discount rate, as if the card is swiped?* Yes, using the internet based system, it dropped to 2.25% and 25 cents per transaction. Plus you get full internet access to your transfers and all that jazz 24/7 If the internet is down and i have to call in and do it over the phone, its 2.95% and 65 cents a transaction
A wireless credit card machine costs way more than the pocketpc i bought and the socket digital card and landline modem, so i thought that was the way to go, even though its a little slower.
But i have found out, that if people know you take credit cards, they will pay with credit card, or check card, before writing a check. Both customers that i told i assume was going to write a check, and decided when they heard, to use a check card. So what that did was cost me 2.25%. I do know that on one of the customers, they would not have gotten their driveway done in addition to their house, if they couldn't have used a credit card. So i guess i just have to accept, i may lose a bunch of 2.25% this year, but will pick up a lot of business since they are using plastic instead of actual money.
Craig
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Craig Knight
www.powerwashunlimited.com