If you are not busy, if you don't sale products, the answer is absolutely not.
They will take you to the cleaners.
Try the Pay Pal route off of the internet.
Just make sure, if you decide to do it anyway, read the small print.
I tryed it and rarely ever used it. When I decided I couldn't afford to pay almost $80.00 a month for something I rarely used, I sent everything back. They say that according to the contract, I now owe them about $4400.00
They have everything back that has been used about twice and I owe them $4400.00?
If you don't pay them, they call you and harrass you on a regular bases.
This was about a year ago or more and I still receive calls from one of there hound dogs nearly every day, including Sundays.
If they can figure out who your neighbors are, they will call and harrass them too.
Let me know if you have any more questions.
Richard R
Hope this helps.